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49930 N Santiam Hwy SE SITE VISIT REPORT Idanha, OR 97350-9503 State Farm Claim No. 37-11K4-75P 5. HOUSE — JOINTS IN HARDIE SIDING The exterior walls of the House appear to be clad with fiber-cement Hardie products (or similar brand), which are primarily cement and have performance characteristics similar to brick, stucco, and stone. Hardie products have a flame spread index of zero (0). For wildfire risk reduction, the National Fire Protection Association (NFPA) and USDA Forest Service recommend fire-resistant siding such as fiber-cement (e.g. Hardie products), plaster, or stucco. (They also recommend fire- rated roofing such as metal, concrete, clay tiles, or composite shingles.) The House siding consists of HardiePlank lap siding from the foundation up to the soffit/ceiling level, and the gables and soffits are clad with HardiePanel boards. Most joints appear to have been caulked originally. [See Figures 63, 64, & 65 below.] • MP-÷"; _;� �. .��. •a 3 HOUSE SIDING: OVERVIEW AND CLOSE-UPS [FIGURES 63, 64, 65] It is difficult to make a visual comparison between the condition of the siding joints prior to the date-of-loss and their condition afterwards. There were a few photos received from Brandi Taylor which show exterior siding joints of the House, but I am not able to make a definitive comparison of before-and-after of the same joints, with similar resolution, angle, and lighting between the before-and-after photos. The pair of photos below are perhaps the 'best' example currently available, being from the same angle on the East side of the House. The siding joints can be seen in both photos. The individual detailed conditions of the joints from both before and after cannot be determined, however they do look similar. [See Figures 66 & 67 below.] Report Date: March 28, 2021 Page 26 of 44 Site Visit Date: March 6, 2021 Taylor& Syfan Consulting Engineers, Inc.