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ADDENDUM Borrower:Paul E ZenchenkoFile No.:21146 Property Address:3062 Seminole RdCase No.:48-48-6-0535831 City:SilvertonState:ORZip:97381 Lender:Alliance Capital Partners Corp/VA All comparison sales are settled to the best of the appraisers knowledge. Verification is with realtors or multiple listing service. The sales concession adjustment is estimated to reflect the difference between what the comparable actually sold for with the sales concession and what the comparable would have sold for without the concession and the dollar amount of the adjustment is an approximate to the reaction of the market to the concession. My Comparable Search and Results: A thorough search for comparable sales and listings (comps) was conducted utilizing the local Willamette Valley Multiple Listing Service. The search was focused but not limited to homes with similar design, living area +/- 100square footage above and below to subject's 1482 sqft, +/- 10 actual age above and below to subject's actual age of 43 years, quality, condition, garage size and site size; within the subject's competing market area. The nearest, most recently closed and best comparable sales and current listings were located within the subject's competing market area representing a reliable indication of market value for the subject property. The initial search resulted in 3 sales were considered comparable; the others were of superior quality and located in a superior neighborhood. Additionally given the lack of recent sales data within the neighborhood we were compelled to expand the initial search in excess of 1 mile and transactions dates and exceeded the past 6 months to include properties physically similar to subject but in adjoining similar neighborhoods. Actual age and GLA of subject property is not bracketed, and GLA of all closed sales are superior to the subject property and this is due to limited number of closed sales available for analysis comparable to the subject property. Sale 3 gross adjustment exceeds 15% of sales price and this is due to the large adjustment for time. This expanded search yielded 3 sales that will be analyzed for neighborhood similarity and included in the sales comparison approach. Those not chosen were of superior quality and/or superior location. Support and Adjustment for Time as follows for: Sales 1 and 2 higher unadjusted sales price with newer sales date showed support for a time adjustment for sale 3 having an older sale date. Support and Adjustment for Site Size as follows for: Land sale 1: 20444 Grade Rd Silverton, OR sold on 05/21/2020 for $170,000 +/- 10.940 Acre. Land sale 2: Cherry Av Sublimity, OR sold on 08/14/2020 for $155,000 +/- 7.990 Sale 1: 10.940 - Sale 2: 7.990 = 2.95 Acre. Sale 1: $170,000 - Sale 2: $155,000 = $15,000. $15,000 / 2.95 = $5,084 rounded to $5,000 per acre. The bare land sales above support the difference in site size adjustment of $5,000 per acre. Support and Adjustment for View as follows for: After all other adjustments had been applied to sale 2 the same indicated value showed no support for a view support for sale 3 not having a benefical mtn view and there is no evidence to suggest a view adjustment is warrented for the difference in view between having a benefical pastoral view vs having a benefical mountain view. Support and Adjustment for Pool as follows for: Due to the lack of closed sales similar to the subject that have an inground pool there is no evidence to suggest a pool adjustment is warrented for the closed sales for lacking an inground pool. Support and Adjustment for Actual Age as follows for: After all other adjustments had been applied to sale 3 the same indicated value showed no support for a actual age adjustment for sale 2 having a newer actual age. Addendum Page 4 of 10