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(APPRAISAL REPORT) <br />48-48-6-0535831 <br />Vojgpsn!Sftjefoujbm!Bqqsbjtbm!Sfqpsu <br />21146 <br />Gjmf!Op/ <br />Clarification of Intended Use and Intended User: <br />The Intended User of this appraisal report is the Lender/Client/VA. The Intended Use is to evaluate the property that is the subject of <br />this appraisal for a mortgage finance transaction, subject to the stated Scope of Work, purpose of the appraisal, reporting requirements <br />of this appraisal report form, and Definition of Market Value. No additional Intended Users are identified by the appraiser. <br />Clarification of the term "complete visual inspection": <br />Certification #2 on page 5 of this report states that the appraiser has performed a "complete visual inspection" of the property. It should <br />be understood that the "complete visual inspection" was performed within the context of the intended use and intended user identified <br />on page 4 and clarified above. That is, the appraiser's inspection of the property is for valuation purposes only and is strictly for the <br />purpose of assisting the lender/client (and only the lender/client) in evaluating the property for a mortgage finance transaction. <br />The appraiser's inspection of the property was limited to what was readily observable without moving furniture, floor coverings or <br />personal property. The appraiser's viewing of the property was limited to surface areas only and can often be compromised by <br />landscaping, placement of personal property or even weather conditions. Most importantly, the appraiser's inspection of the property is <br />far different from and much less intensive than the type of inspections performed to discover property defects. The appraiser is not a <br />home inspector, building contractor, pest control specialist or structural engineer. An appraisal is not a substitute for a home <br />T <br />U <br />O <br />inspection or an inspection by a qualified expert in determining issues such as, but not limited to, foundation settlement or stability, <br />F <br />N <br />moisture problems, wood destroying (or other) insects, rodents or pests, radon gas or lead-based paint. The client is invited and <br />N <br />P <br />encouraged to employ the services of appropriate experts to address any area of concern. <br />D <br />M <br />The appraiser has perspired this appraisal in full compliance with applicable Appraiser Independence Requirements and has not <br />B <br />O <br />performed, participate in, or been associated with any activity in violation of those requirements. <br />P <br />J <br />U <br />J <br />E <br />E <br />B <br />DPTU!BQQSPBDI!UP!WBMVF!)opu!sfrvjsfe!cz!Gboojf!Nbf* <br />Qspwjef!befrvbuf!jogpsnbujpo!gps!uif!mfoefs0dmjfou!up!sfqmjdbuf!uif!cfmpx!dptu!gjhvsft!boe!dbmdvmbujpot/ <br />Tvqqpsu!gps!uif!pqjojpo!pg!tjuf!wbmvf!)tvnnbsz!pg!dpnqbsbcmf!mboe!tbmft!ps!puifs!nfuipet!gps!ftujnbujoh!tjuf!wbmvf* <br />I <br />D <br />FTUJNBUFESFQSPEVDUJPO!PSSFQMBDFNFOU!DPTU!OFXPQJOJPO!PG!TJUF!WBMVF////////////////////////////////////////>!!% <br />B <br />P <br />1,4820 <br />S <br />Tpvsdf!pg!dptu!ebubExfmmjohTr/!Gu/!A!%////////////>!!% <br />Q <br />Bsmt: 14820 <br />Q <br />Rvbmjuz!sbujoh!gspn!dptu!tfswjdfFggfdujwf!ebuf!pg!dptu!ebubTr/!Gu/!A!%////////////>!!% <br />B <br />U <br />Dpnnfout!po!Dptu!Bqqspbdi!)hsptt!mjwjoh!bsfb!dbmdvmbujpot-!efqsfdjbujpo-!fud/* <br />T <br />P <br />6240 <br />Hbsbhf0DbsqpsuTr/!Gu/!A!%////////////>!!% <br />D <br />0 <br />Upubm!Ftujnbuf!pg!Dptu.Ofx////////////>!!% <br />65 <br />MfttQiztjdbmGvodujpobmFyufsobm <br />23%0 <br />Efqsfdjbujpo>!!%!)* <br />0 <br />Efqsfdjbufe!Dptu!pg!Jnqspwfnfout////////////////////////////////>!!% <br />#Bt.jt#!Wbmvf!pg!Tjuf!Jnqspwfnfout////////////////////////////////>!!% <br />50 <br />Ftujnbufe!Sfnbjojoh!Fdpopnjd!Mjgf!)IVE!boe!WB!pomz*ZfbstJOEJDBUFE!WBMVF!CZ!DPTU!BQQSPBDI//////////////////////>!!% <br />F <br />JODPNF!BQQSPBDI!UP!WBMVF!)opu!sfrvjsfe!cz!Gboojf!Nbf* <br />N <br />P <br />Ftujnbufe!Npouimz!Nbslfu!Sfou!%Y!Hsptt!Sfou!Nvmujqmjfs>!%Joejdbufe!Wbmvf!cz!Jodpnf!Bqqspbdi <br />D <br />O <br />J <br />Tvnnbsz!pg!Jodpnf!Bqqspbdi!)jodmvejoh!tvqqpsu!gps!nbslfu!sfou!boe!HSN* <br />QSPKFDU!JOGPSNBUJPO!GPS!QVEt!)jg!bqqmjdbcmf* <br />Jt!uif!efwfmpqfs0cvjmefs!jo!dpouspm!pg!uif!Ipnfpxofst(!Bttpdjbujpo!)IPB*@ZftOpVoju!uzqf)t*EfubdifeBuubdife <br />Qspwjef!uif!gpmmpxjoh!jogpsnbujpo!gps!QVEt!POMZ!jg!uif!efwfmpqfs0cvjmefs!jt!jo!dpouspm!pg!uif!IPB!boe!uif!tvckfdu!qspqfsuz!jt!bo!buubdife!exfmmjoh!voju/ <br />Mfhbm!obnf!pg!qspkfdu <br />O <br />P <br />Upubm!ovncfs!pg!qibtftUpubm!ovncfs!pg!vojutUpubm!ovncfs!pg!vojut!tpme <br />J <br />U <br />B <br />Upubm!ovncfs!pg!vojut!sfoufeUpubm!ovncfs!pg!vojut!gps!tbmfEbub!tpvsdf)t* <br />N <br />S <br />Xbt!uif!qspkfdu!dsfbufe!cz!uif!dpowfstjpo!pg!bo!fyjtujoh!cvjmejoh)t*!joup!b!QVE@ZftOpJg!Zft-!ebuf!pg!dpowfstjpo/ <br />P <br />G <br />Epft!uif!qspkfdu!dpoubjo!boz!nvmuj.exfmmjoh!vojut@ZftOpEbub!tpvsdf)t* <br />O <br />J <br />Bsf!uif!vojut-!dpnnpo!fmfnfout-!boe!sfdsfbujpo!gbdjmjujft!dpnqmfuf@ZftOpJg!Op-!eftdsjcf!uif!tubuvt!pg!dpnqmfujpo/ <br />E <br />V <br />Q <br />Bsf!uif!dpnnpo!fmfnfout!mfbtfe!up!ps!cz!uif!Ipnfpxofst(!Bttpdjbujpo@ZftOpJg!Zft-!eftdsjcf!uif!sfoubm!ufsnt!boe!pqujpot/ <br />Eftdsjcf!dpnnpo!fmfnfout!boe!sfdsfbujpobm!gbdjmjujft/ <br />Gsfeejf!Nbd!Gpsn!81!Nbsdi!3116VBE!Wfstjpo!:03122Gboojf!Nbf!Gpsn!2115!Nbsdi!3116 <br />Qspevdfe!vtjoh!BDJ!tpguxbsf-!911/345/9838!xxx/bdjxfc/dpn <br />Qbhf!4!pg!7 <br />2115`16VBE!23293126 <br /> <br />