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5820172 USPAP ADDENDUM File No. 092096 Borrower Anderson Chen Property Address 1924 Water St NE CityCountyStateZip Code SalemMarionOR97301 Lender Academy Mortgage Corporation This report was prepared under the following USPAP reporting option: Appraisal Report This report was prepared in accordance with USPAP Standards Rule 2-2(a). Restricted Appraisal Report This report was prepared in accordance with USPAP Standards Rule 2-2(b). Reasonable Exposure Time My opinion of a reasonable exposure time for the subject property at the market value stated in this report is: 120 Days Additional Certifications I certify that, to the best of my knowledge and belief: I have NOT performed services, as an appraiser or in any other capacity, regarding the property that is the subject of this report within the three-year period immediately preceding acceptance of this assignment. I HAVE performed services, as an appraiser or in another capacity, regarding the property that is the subject of this report within the three-year period immediately preceding acceptance of this assignment. Those services are described in the comments below. - The statements of fact contained in this report are true and correct. - The reported analyses, opinions, and conclusions are limited only by the reported assumptions and limiting conditions and are my personal, impartial, and unbiased professional analyses, opinions, and conclusions. - Unless otherwise indicated, I have no present or prospective interest in the property that is the subject of this report and no personal interest with respect to the parties involved. - I have no bias with respect to the property that is the subject of this report or the parties involved with this assignment. - My engagement in this assignment was not contingent upon developing or reporting predetermined results. - My compensation for completing this assignment is not contingent upon the development or reporting of a predetermined value or direction in value that favors the cause of the client, the amount of the value opinion, the attainment of a stipulated result, or the occurrence of a subsequent event directly related to the intended use of this appraisal. - My analyses, opinions, and conclusions were developed, and this report has been prepared, in conformity with the Uniform Standards of Professional Appraisal Practice that were in effect at the time this report was prepared. - Unless otherwise indicated, I have made a personal inspection of the property that is the subject of this report. - Unless otherwise indicated, no one provided significant real property appraisal assistance to the person(s) signing this certification (if there are exceptions, the name of each individual providing significant real property appraisal assistance is stated elsewhere in this report). Additional Comments APPRAISER:SUPERVISORY APPRAISER: (only if required) Signature:Signature: Name:Name: Scott Lepman, SRA, RM Date Signed:Date Signed: 10/09/2020 State Certification #:State Certification #: C000178 or State License #:or State License #: State:State: OR Expiration Date of Certification or License:Expiration Date of Certification or License: 09/30/2021 Effective Date of Appraisal:Supervisory Appraiser Inspection of Subject Property: 10/05/2020 Did NotExterior-only from StreetInterior and Exterior Form ID14AP - "TOTAL" appraisal software by a la mode, inc. - 1-800-ALAMODE